The Loan Store in Texas vs the state
11.9%Denial rate-7.50 pts vs state
13.3%Decision denial rate-11.60 pts vs state
67.8%Origination rate+12.96 pts vs state
6.75%Median rate+0.25 pts vs state
0.46Rate spread (pts)+0.27 pts vs state
$150kMedian applicant income
3,502Loans originated
616Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 839 | 480 | 11.6% | 6.88% | #178 |
| 2024 | 3,144 | 1,891 | 13.0% | 6.88% | #60 |
| 2025 | 5,162 | 3,502 | 11.9% | 6.75% | #34 |
What The Loan Store lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 974 | 610 | 144 | 14.8% |
| Collin County | 440 | 320 | 46 | 10.5% |
| Tarrant County | 402 | 287 | 30 | 7.5% |
| Dallas County | 353 | 236 | 44 | 12.5% |
| Fort Bend County | 341 | 216 | 48 | 14.1% |
| Denton County | 269 | 199 | 16 | 5.9% |
| Travis County | 243 | 164 | 38 | 15.6% |
| Williamson County | 198 | 148 | 14 | 7.1% |
| Montgomery County | 190 | 129 | 25 | 13.2% |
| Bexar County | 170 | 104 | 21 | 12.4% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 5,162 applications in 2025, of which 3,502 were originated and 616 denied.
11.9% of all applications, or 13.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans The Loan Store originated in Texas in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology