Crosscountry Mortgage in Texas vs the state
3.3%Denial rate-16.09 pts vs state
4.8%Decision denial rate-20.12 pts vs state
65.2%Origination rate+10.34 pts vs state
6.63%Median rate+0.13 pts vs state
0.46Rate spread (pts)+0.26 pts vs state
$130kMedian applicant income
7,734Loans originated
396Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7,599 | 4,399 | 2.0% | 6.83% | #26 |
| 2024 | 9,575 | 6,057 | 2.3% | 6.75% | #19 |
| 2025 | 11,858 | 7,734 | 3.3% | 6.63% | #18 |
What Crosscountry Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 1,220 | 748 | 51 | 4.2% |
| Dallas County | 1,151 | 732 | 30 | 2.6% |
| Tarrant County | 1,009 | 697 | 31 | 3.1% |
| Collin County | 883 | 619 | 18 | 2.0% |
| Denton County | 825 | 572 | 27 | 3.3% |
| Hidalgo County | 696 | 392 | 19 | 2.7% |
| Bexar County | 574 | 397 | 16 | 2.8% |
| Fort Bend County | 302 | 170 | 16 | 5.3% |
| Travis County | 289 | 174 | 11 | 3.8% |
| Ellis County | 288 | 214 | 4 | 1.4% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 11,858 applications in 2025, of which 7,734 were originated and 396 denied.
3.3% of all applications, or 4.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Crosscountry Mortgage originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology