Primelending, a Plainscapital in Texas vs the state
6.0%Denial rate-13.48 pts vs state
6.8%Decision denial rate-18.12 pts vs state
73.5%Origination rate+18.57 pts vs state
6.25%Median rate-0.25 pts vs state
-0.06Rate spread (pts)-0.25 pts vs state
$138kMedian applicant income
6,358Loans originated
515Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8,606 | 6,235 | 5.9% | 6.63% | #22 |
| 2024 | 8,677 | 6,360 | 5.5% | 6.63% | #23 |
| 2025 | 8,656 | 6,358 | 6.0% | 6.25% | #23 |
What Primelending, a Plainscapital lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denton County | 697 | 510 | 34 | 4.9% |
| Harris County | 629 | 432 | 44 | 7.0% |
| Collin County | 534 | 374 | 21 | 3.9% |
| Tarrant County | 530 | 379 | 33 | 6.2% |
| Webb County | 519 | 410 | 39 | 7.5% |
| Dallas County | 484 | 319 | 43 | 8.9% |
| Bexar County | 405 | 300 | 25 | 6.2% |
| Midland County | 394 | 302 | 26 | 6.6% |
| Taylor County | 322 | 245 | 11 | 3.4% |
| Montgomery County | 303 | 225 | 15 | 5.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 8,656 applications in 2025, of which 6,358 were originated and 515 denied.
6.0% of all applications, or 6.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Primelending, a Plainscapital originated in Texas in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology