Broker Solutions in Texas vs the state
9.0%Denial rate-10.44 pts vs state
16.0%Decision denial rate-8.86 pts vs state
46.6%Origination rate-8.33 pts vs state
6.75%Median rate+0.25 pts vs state
0.58Rate spread (pts)+0.38 pts vs state
$100kMedian applicant income
5,508Loans originated
1,064Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,401 | 1,508 | 8.4% | 6.75% | #44 |
| 2024 | 8,244 | 3,373 | 11.4% | 6.88% | #25 |
| 2025 | 11,832 | 5,508 | 9.0% | 6.75% | #19 |
What Broker Solutions lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 2,519 | 1,451 | 188 | 7.5% |
| Bexar County | 878 | 414 | 83 | 9.5% |
| Tarrant County | 786 | 377 | 65 | 8.3% |
| Dallas County | 617 | 231 | 67 | 10.9% |
| Fort Bend County | 536 | 263 | 34 | 6.3% |
| El Paso County | 440 | 120 | 59 | 13.4% |
| Montgomery County | 386 | 197 | 35 | 9.1% |
| Collin County | 359 | 152 | 29 | 8.1% |
| Denton County | 323 | 115 | 21 | 6.5% |
| Travis County | 307 | 146 | 28 | 9.1% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 11,832 applications in 2025, of which 5,508 were originated and 1,064 denied.
9.0% of all applications, or 16.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Broker Solutions originated in Texas in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology