Nationstar Mortgage in Texas vs the state
18.6%Denial rate-0.80 pts vs state
23.0%Decision denial rate-1.90 pts vs state
60.7%Origination rate+5.85 pts vs state
6.99%Median rate+0.49 pts vs state
0.95Rate spread (pts)+0.76 pts vs state
$116kMedian applicant income
3,609Loans originated
1,107Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,592 | 2,339 | 14.3% | 6.50% | #52 |
| 2024 | 3,930 | 2,547 | 12.0% | 6.75% | #48 |
| 2025 | 5,943 | 3,609 | 18.6% | 6.99% | #29 |
What Nationstar Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 776 | 453 | 148 | 19.1% |
| Bexar County | 471 | 282 | 89 | 18.9% |
| Tarrant County | 433 | 262 | 94 | 21.7% |
| Dallas County | 376 | 229 | 67 | 17.8% |
| Denton County | 307 | 191 | 56 | 18.2% |
| Collin County | 301 | 184 | 48 | 15.9% |
| Fort Bend County | 215 | 118 | 44 | 20.5% |
| Montgomery County | 191 | 129 | 32 | 16.8% |
| Travis County | 184 | 114 | 30 | 16.3% |
| Williamson County | 166 | 104 | 30 | 18.1% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 5,943 applications in 2025, of which 3,609 were originated and 1,107 denied.
18.6% of all applications, or 23.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Nationstar Mortgage originated in Texas in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology