Paramount Residential Mortgage Group · Texas · 2025

Paramount Residential Mortgage Group in Texas: approval rate, denial rate and rates (2025)

Paramount Residential Mortgage Group took 4,266 mortgage applications in Texas in 2025, ranking #46 of 1,568 lenders active in the state. It originated 73.5% of them and denied 2.6% (3.4% of the applications it decided), against a statewide denial rate of 19.4%.

4.3kApplicationsin TX
3.4%Decision denial ratestate 24.9%
6.50%Median ratestate 6.50%
$335,000Median loanstate $245,000
$1.2BVolume143 counties

Paramount Residential Mortgage Group in Texas vs the state

2.6%Denial rate-16.87 pts vs state
3.4%Decision denial rate-21.54 pts vs state
73.5%Origination rate+18.63 pts vs state
6.50%Median rate0.00 pts vs state
0.29Rate spread (pts)+0.10 pts vs state
$131kMedian applicant income
3,136Loans originated
109Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,6771,8122.5%6.50%#70
20243,1112,2722.2%6.50%#62
20254,2663,1362.6%6.50%#46

What Paramount Residential Mortgage Group lends in Texas

By loan purpose

Home purchase 3,359 79% · 2.7% denied
Refinance 650 15% · 1.2% denied
Cash-out refinance 199 5% · 4.5% denied
Home improvement 40 1% · 7.5% denied
Other / HELOC 18 0% · 0.0% denied

By loan type

Conventional 2,593 61% · 2.5% denied
FHA 1,288 30% · 3.0% denied
VA 353 8% · 1.4% denied
USDA / RHS 32 1% · 3.1% denied

Why it denied Texas applicants

Debt-to-income ratio 55 50%
Collateral 22 20%
Other 13 12%
Credit history 12 11%
Employment history 4 4%
Unverifiable information 2 2%
Insufficient cash 1 1%

Where in Texas

Counties with the most Paramount Residential Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harris County 69949925 3.6%
Collin County 4743418 1.7%
Hidalgo County 2662109 3.4%
Tarrant County 2541825 2.0%
Denton County 2471875 2.0%
Dallas County 23015911 4.8%
Travis County 2001412 1.0%
Fort Bend County 1931447 3.6%
Williamson County 1321032 1.5%
Montgomery County 117854 3.4%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 4,266 applications in 2025, of which 3,136 were originated and 109 denied.

2.6% of all applications, or 3.4% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Paramount Residential Mortgage Group originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology