Nationstar Mortgage in Tennessee vs the state
13.1%Denial rate-4.00 pts vs state
15.7%Decision denial rate-5.94 pts vs state
68.4%Origination rate+10.28 pts vs state
7.38%Median rate+0.75 pts vs state
1.37Rate spread (pts)+1.14 pts vs state
$91kMedian applicant income
1,452Loans originated
279Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,267 | 868 | 13.0% | 6.25% | #49 |
| 2024 | 1,892 | 1,247 | 13.2% | 7.13% | #38 |
| 2025 | 2,124 | 1,452 | 13.1% | 7.38% | #35 |
What Nationstar Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 197 | 125 | 35 | 17.8% |
| Knox County | 175 | 111 | 27 | 15.4% |
| Davidson County | 173 | 111 | 22 | 12.7% |
| Rutherford County | 156 | 112 | 13 | 8.3% |
| Hamilton County | 130 | 99 | 19 | 14.6% |
| Montgomery County | 116 | 77 | 14 | 12.1% |
| Sumner County | 95 | 62 | 14 | 14.7% |
| Williamson County | 76 | 53 | 12 | 15.8% |
| Wilson County | 66 | 46 | 6 | 9.1% |
| Sullivan County | 52 | 36 | 8 | 15.4% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 2,124 applications in 2025, of which 1,452 were originated and 279 denied.
13.1% of all applications, or 15.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Nationstar Mortgage originated in Tennessee in 2025 was 7.38%, against a statewide median of 6.62%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology