Old National Bank in Tennessee vs the state
16.9%Denial rate-0.24 pts vs state
19.6%Decision denial rate-2.04 pts vs state
67.3%Origination rate+9.19 pts vs state
6.25%Median rate-0.37 pts vs state
-0.10Rate spread (pts)-0.33 pts vs state
$120kMedian applicant income
999Loans originated
251Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 17 | 14.3% | 6.25% | #510 |
| 2024 | 1,008 | 680 | 17.4% | 6.63% | #62 |
| 2025 | 1,485 | 999 | 16.9% | 6.25% | #49 |
What Old National Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 478 | 352 | 57 | 11.9% |
| Williamson County | 180 | 128 | 18 | 10.0% |
| McMinn County | 130 | 97 | 18 | 13.8% |
| Sumner County | 123 | 75 | 23 | 18.7% |
| Rutherford County | 83 | 48 | 20 | 24.1% |
| Wilson County | 44 | 26 | 9 | 20.5% |
| Bradley County | 41 | 19 | 9 | 22.0% |
| Monroe County | 39 | 23 | 13 | 33.3% |
| Robertson County | 34 | 24 | 3 | 8.8% |
| Montgomery County | 29 | 14 | 7 | 24.1% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 1,485 applications in 2025, of which 999 were originated and 251 denied.
16.9% of all applications, or 19.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Old National Bank originated in Tennessee in 2025 was 6.25%, against a statewide median of 6.62%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology