Mutual of Omaha Mortgage in Tennessee vs the state
16.2%Denial rate-0.96 pts vs state
20.9%Decision denial rate-0.80 pts vs state
59.6%Origination rate+1.50 pts vs state
6.38%Median rate-0.25 pts vs state
0.29Rate spread (pts)+0.06 pts vs state
$72kMedian applicant income
821Loans originated
223Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,111 | 627 | 23.4% | 6.89% | #58 |
| 2024 | 1,080 | 682 | 16.5% | 6.75% | #58 |
| 2025 | 1,378 | 821 | 16.2% | 6.38% | #52 |
What Mutual of Omaha Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 167 | 113 | 25 | 15.0% |
| Shelby County | 117 | 61 | 24 | 20.5% |
| Knox County | 92 | 59 | 6 | 6.5% |
| Williamson County | 81 | 58 | 9 | 11.1% |
| Rutherford County | 61 | 38 | 12 | 19.7% |
| Montgomery County | 55 | 35 | 8 | 14.5% |
| Hamilton County | 54 | 27 | 13 | 24.1% |
| Wilson County | 50 | 38 | 5 | 10.0% |
| Sumner County | 44 | 27 | 8 | 18.2% |
| Maury County | 29 | 17 | 8 | 27.6% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 1,378 applications in 2025, of which 821 were originated and 223 denied.
16.2% of all applications, or 20.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Mutual of Omaha Mortgage originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology