Renasant Bank in Tennessee vs the state
8.8%Denial rate-8.35 pts vs state
10.6%Decision denial rate-11.04 pts vs state
73.2%Origination rate+15.09 pts vs state
6.50%Median rate-0.12 pts vs state
0.03Rate spread (pts)-0.20 pts vs state
$102kMedian applicant income
941Loans originated
113Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,378 | 983 | 12.8% | 7.50% | #46 |
| 2024 | 1,311 | 988 | 8.9% | 7.00% | #48 |
| 2025 | 1,286 | 941 | 8.8% | 6.50% | #53 |
What Renasant Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Renasant Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 333 | 239 | 28 | 8.4% |
| Davidson County | 317 | 201 | 37 | 11.7% |
| Williamson County | 73 | 53 | 5 | 6.8% |
| Blount County | 62 | 49 | 5 | 8.1% |
| Sullivan County | 46 | 36 | 6 | 13.0% |
| Knox County | 37 | 29 | 3 | 8.1% |
| Lawrence County | 33 | 25 | 1 | 3.0% |
| Warren County | 30 | 30 | 0 | 0.0% |
| Washington County | 29 | 25 | 2 | 6.9% |
| Rutherford County | 29 | 17 | 3 | 10.3% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 1,286 applications in 2025, of which 941 were originated and 113 denied.
8.8% of all applications, or 10.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Renasant Bank originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Renasant Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology