Barings Multifamily Capital at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
91st0.0% deniedProcesswithdrawn + incomplete share, weight 15%
43rd6.6%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 115 | 99 | 0.0% | 0.0% | 5.61% | $2.7B |
| 2024 | 146 | 112 | 1.4% | 1.7% | 5.65% | $2.9B |
| 2025 | 166 | 155 | 0.0% | 0.0% | 5.39% | $5.1B |
What Barings Multifamily Capital lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 166 investment properties.
Where Barings Multifamily Capital lends
35 states and 112 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| California | 19 | 15 | 0.0% | 5.39% | #653 |
| New York | 18 | 15 | 0.0% | 5.38% | #418 |
| Ohio | 17 | 17 | 0.0% | 5.02% | #556 |
| Virginia | 10 | 10 | 0.0% | 5.03% | #575 |
| Pennsylvania | 9 | 9 | 0.0% | 5.55% | #709 |
| Texas | 9 | 8 | 0.0% | 5.18% | #986 |
| Georgia | 8 | 8 | 0.0% | 5.45% | #697 |
| Illinois | 8 | 8 | 0.0% | 6.40% | #704 |
| New Jersey | 8 | 8 | 0.0% | 5.61% | #546 |
| Arizona | 6 | 6 | 0.0% | 5.36% | #594 |
| Colorado | 5 | 5 | 0.0% | 4.94% | #617 |
| Florida | 5 | 4 | 0.0% | 6.21% | #1,127 |
| Nevada | 5 | 5 | 0.0% | 5.23% | #380 |
Frequently asked questions
Barings Multifamily Capital denied 0.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 91st percentile of investment-property lenders.
The median interest rate on loans Barings Multifamily Capital originated in 2025 was 5.39%, and its median rate spread over the average prime offer rate was 0.00 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 22% of its applications were for home purchases, 75% for refinancing (including cash-out), and 3% for home improvement or other purposes. By loan type: 79% conventional, 21% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.