Arixa Enhanced Income Fund at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
57th3.9% deniedProcesswithdrawn + incomplete share, weight 15%
47th6.0%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 103 | 89 | 0.0% | 0.0% | 10.50% | $241M |
| 2024 | 220 | 206 | 0.5% | 0.5% | 10.75% | $858M |
| 2025 | 166 | 150 | 3.6% | 3.9% | 10.25% | $969M |
What Arixa Enhanced Income Fund lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 166 investment properties.
Why Arixa Enhanced Income Fund denies applications
Primary reason reported for each of the 6 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Where Arixa Enhanced Income Fund lends
12 states and 31 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| California | 119 | 109 | 3.4% | 10.25% | #412 |
| Arizona | 10 | 8 | 0.0% | 10.50% | #517 |
| Texas | 9 | 8 | 11.1% | 10.75% | #977 |
| Colorado | 8 | 8 | 0.0% | 10.25% | #548 |
| Florida | 8 | 8 | 0.0% | 10.38% | #984 |
Frequently asked questions
Arixa Enhanced Income Fund denied 3.9% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 57th percentile of investment-property lenders.
The most common reason Arixa Enhanced Income Fund gave in 2025 was "credit history", cited on 50.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Arixa Enhanced Income Fund originated in 2025 was 10.25%, and its median rate spread over the average prime offer rate was 0.00 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 39% of its applications were for home purchases, 20% for refinancing (including cash-out), and 42% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.