Mortgage lender · Warrenton, VA · LEI 5493007Z7FTUKQGFMZ98

Greystone Servicing Company review: approval odds, rates and grade (2025)

Greystone Servicing Company earns a D, weaker than most investment-property lenders. It turned down 12.0% of the applications it decided on in 2025, which ranks in the 21st percentile for approval odds. Compared against 220 investment-property lenders using 2025 HMDA filings.

436Applications2025
67.4%Originatedof applications
12.0%Decision denial ratenational 22.6%
5.52%Median ratenational 6.63%
$5.5BLoan volume42 states

Greystone Servicing Company at a glance, 2025

Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.

9.2%Denial rate (all applications)-8.81 pts vs national
12.0%Denial rate (decided applications)-10.61 pts vs national
67.4%Origination rate+9.40 pts vs national
23.4%Withdrawn by applicant
0.0%Closed for incompleteness
5.52%Median interest rate-1.11 pts vs national
Median rate spread (pts over APOR)
$10,735,000Median loan amount
Median total loan costs
Median applicant income
65%Median loan-to-value
0High-cost (HOEPA) loans

How the D grade breaks down

Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.

Approval oddsdecision denial rate, weight 45%

21st12.0% denied

Processwithdrawn + incomplete share, weight 15%

11th23.4%

Trend, 2023–2025

YearApplicationsOriginatedDenial rateDecision denialMedian rateVolume
20238086153.0%3.8%$8.0B
202458940911.9%14.6%5.91%$6.1B
20254362949.2%12.0%5.52%$5.5B

What Greystone Servicing Company lends

Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.

By loan purpose

Home purchase 143 33% · 2.1% denied
Refinance 278 64% · 13.3% denied
Cash-out refinance 15 3% · 0.0% denied

By loan type

Conventional 436 100% · 9.2% denied

Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 436 investment properties.

Why Greystone Servicing Company denies applications

Primary reason reported for each of the 40 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.

Collateral 40 100%

How these reasons compare nationally →

Where Greystone Servicing Company lends

42 states and 219 counties in 2025. Click a state for the lender's full record there.

StateApplicationsOriginatedDenial rateMedian rateRank in state
Texas824415.9%5.51%#602
New York433014.0%6.13%#347
Georgia36285.6%5.29%#493
Illinois28177.1%5.42%#548
California24912.5%6.02%#616
Florida19125.3%5.51%#769
New Jersey15110.0%5.36%#490
Washington14130.0%5.72%#424
North Carolina13110.0%5.46%#586
Pennsylvania11109.1%5.76%#676
Colorado1090.0%5.79%#502
Iowa1080.0%5.06%#360
South Carolina10710.0%5.33%#536
Arizona9411.1%5.63%#522
Connecticut9711.1%5.76%#383
Indiana9722.2%5.30%#569
Ohio960.0%5.28%#622
Kentucky8612.5%5.29%#444
Maryland750.0%5.55%#504
Virginia730.0%5.23%#619
Massachusetts650.0%5.86%#493
Utah650.0%5.78%#321
Alabama550.0%5.70%#586
Idaho550.0%5.07%#329
Louisiana5340.0%5.35%#435
Minnesota540.0%5.06%#543
Wisconsin520.0%5.94%#569

Frequently asked questions

Greystone Servicing Company denied 12.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 21st percentile of investment-property lenders.

The most common reason Greystone Servicing Company gave in 2025 was "collateral", cited on 100.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.

The median interest rate on loans Greystone Servicing Company originated in 2025 was 5.52%, and its median rate spread over the average prime offer rate was 0.00 points. Rates on this page are what borrowers actually got, not advertised rates.

In 2025, 33% of its applications were for home purchases, 67% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.

Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.

About this data. HMDA data is published once a year by the CFPB. The current release covers applications acted on in calendar year 2025. Figures describe applications the lender acted on, including loans it later sold. Interest rates and costs are medians on originated loans only; some depository institutions are exempt from reporting pricing fields, which is why a few cells read "—". MortgageGrades is not affiliated with Greystone Servicing Company. Data sources · Methodology