Investmark Mortgage at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
9th23.1% deniedProcesswithdrawn + incomplete share, weight 15%
87th0.0%Trend, 2024–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2024 | 489 | 230 | 27.2% | 27.2% | 12.99% | $39M |
| 2025 | 433 | 193 | 23.1% | 23.1% | 11.99% | $33M |
What Investmark Mortgage lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 433 investment properties.
Why Investmark Mortgage denies applications
Primary reason reported for each of the 100 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at Investmark Mortgage
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 27 | 8 | 29.6% |
| $50k – $100k | 91 | 38 | 24.2% |
| $100k – $150k | 79 | 38 | 16.5% |
| $150k – $250k | 69 | 37 | 10.1% |
| Over $250k | 47 | 17 | 12.8% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 40 | 4 | 40.0% |
| 35–44 | 64 | 30 | 23.4% |
| 45–54 | 111 | 42 | 27.0% |
| 55–64 | 99 | 50 | 21.2% |
| 65–74 | 32 | 11 | 25.0% |
Where Investmark Mortgage lends
7 states and 42 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Investmark Mortgage denied 23.1% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 9th percentile of investment-property lenders.
The most common reason Investmark Mortgage gave in 2025 was "incomplete application", cited on 53.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Investmark Mortgage originated in 2025 was 11.99%, and its median rate spread over the average prime offer rate was 0.00 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 100% of its applications were for home purchases, 0% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.