Mortgage lender · Glennville, GA · LEI 25490033STXCA9YDXT42

Glennville Bank review: approval odds, rates and grade (2025)

Glennville Bank earns a C, in line with the typical performance of investment-property lenders. It turned down 9.4% of the applications it decided on in 2025, which ranks in the 29th percentile for approval odds. Compared against 220 investment-property lenders using 2025 HMDA filings.

389Applications2025
84.6%Originatedof applications
9.4%Decision denial ratenational 22.6%
Median ratenational 6.63%
$44MLoan volume1 states

Glennville Bank at a glance, 2025

Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.

9.0%Denial rate (all applications)-8.98 pts vs national
9.4%Denial rate (decided applications)-13.16 pts vs national
84.6%Origination rate+26.55 pts vs national
4.6%Withdrawn by applicant
0.0%Closed for incompleteness
Median interest rate
Median rate spread (pts over APOR)
$85,000Median loan amount
Median total loan costs
$83kMedian applicant income
Median loan-to-value
0High-cost (HOEPA) loans

How the C grade breaks down

Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.

Approval oddsdecision denial rate, weight 45%

29th9.4% denied

Processwithdrawn + incomplete share, weight 15%

55th4.6%

Trend, 2023–2025

YearApplicationsOriginatedDenial rateDecision denialMedian rateVolume
20233983249.3%10.0%$30M
20243923188.9%9.7%$37M
20253893299.0%9.4%$44M

What Glennville Bank lends

Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.

By loan purpose

Home purchase 121 31% · 8.3% denied
Refinance 212 54% · 4.7% denied
Cash-out refinance 4 1% · 100.0% denied
Home improvement 28 7% · 21.4% denied
Other / HELOC 24 6% · 20.8% denied

By loan type

Conventional 386 99% · 8.3% denied
FHA 3 1% · 100.0% denied

Also: 0 home-equity lines, 0 reverse mortgages, 157 manufactured homes, 262 investment properties.

Who gets approved at Glennville Bank

Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.

Applicant incomeApplicationsOriginatedDecision denial rate
Under $50k694623.4%
$50k – $100k1048015.3%
$100k – $150k60538.5%
$150k – $250k30280.0%
Over $250k27250.0%
Applicant ageApplicationsOriginatedDecision denial rate
25–34362515.6%
35–44554411.8%
45–54695712.1%
55–64665312.9%
65–7454479.4%

Where Glennville Bank lends

1 states and 21 counties in 2025. Click a state for the lender's full record there.

StateApplicationsOriginatedDenial rateMedian rateRank in state
Georgia3893299.0%#172

Frequently asked questions

Glennville Bank denied 9.4% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 29th percentile of investment-property lenders.

In 2025, 31% of its applications were for home purchases, 56% for refinancing (including cash-out), and 13% for home improvement or other purposes. By loan type: 99% conventional, 1% FHA, 0% VA.

Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.

About this data. HMDA data is published once a year by the CFPB. The current release covers applications acted on in calendar year 2025. Figures describe applications the lender acted on, including loans it later sold. Interest rates and costs are medians on originated loans only; some depository institutions are exempt from reporting pricing fields, which is why a few cells read "—". MortgageGrades is not affiliated with Glennville Bank. Data sources · Methodology