4,910 lenders filed HMDA data for 2025 with enough volume to show. Each page carries the lender's approval rate, denial rate, real interest rates, loan mix and grade.
| Lender | Grade | HQ | Applications 2025 | Origination rate | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| I-C Federal Credit Union | D | Fitchburg, MA | 206 | 57.8% | 23.8% | 6.50% |
| I. H. Mississippi Valley Credit Union | B | Moline, IL | 1,197 | 65.5% | 12.4% | 6.31% |
| I.l.w.u. | – | Long Beach, CA | 118 | 49.2% | 21.2% | 7.24% |
| I3 Bank | – | Bennington, NE | 64 | 92.2% | 0.0% | — |
| IAA Credit Union | B | Bloomington, IL | 121 | 85.1% | 7.4% | 6.38% |
| IDB Global Federal Credit Union | A | Washington, DC | 118 | 97.5% | 0.9% | 5.63% |
| IDEAL Credit Union | A | Woodbury, MN | 1,111 | 60.9% | 21.5% | 4.49% |
| INBINB, National Association | B | Springfield, IL | 1,169 | 82.0% | 4.4% | 6.71% |
| INFUZE Credit Union | C | Fort Leonard Wood, MO | 640 | 44.5% | 28.6% | 6.49% |
| INSOUTH Bank | – | Brownsville, TN | 77 | 77.9% | 7.8% | — |
| ITHINK FINANCIAL Credit Union | D | Delray Beach, FL | 1,178 | 58.1% | 27.2% | 8.00% |
| Ice Lender HoldingsIce Lender Holdings LLC | F | New York, NY | 4,343 | 35.6% | 19.5% | 7.38% |
| Idaho Central Credit Union | A | Chubbuck, ID | 17,003 | 62.4% | 16.7% | 7.00% |
| Idaho First Bank | – | Mccall, ID | 29 | 48.3% | 17.2% | — |
| Ideal Home LoansIdeal Home Loans LLC | – | Littleton, CO | 49 | 59.2% | 6.1% | 6.50% |
| Ih Credit UnionIh Credit Union, Inc. | – | Springfield, OH | 32 | 90.6% | 3.1% | — |
| Illiana Financial Credit Union | – | Calumet City, IL | 68 | 69.1% | 27.9% | — |
| Illinois Community Credit Union | – | Sycamore, IL | 171 | 48.5% | 29.8% | 7.00% |
| Illinois State | B | Normal, IL | 280 | 78.9% | 15.0% | 6.38% |
| InFirst Bank | C | Indiana, PA | 621 | 77.3% | 12.1% | 6.95% |
| InRoads Federal Credit Union | – | St. Helens, OR | 59 | 81.4% | 15.3% | 7.00% |
| Incommons BankIncommons Bank, N.A. | – | Mexia, TX | 113 | 53.1% | 28.3% | — |
| IncredibleBank | C | Wausau, WI | 752 | 68.1% | 9.7% | 6.75% |
| Independence Bank | B | Havre, MT | 122 | 79.5% | 9.0% | — |
| Independence Bank of Kentucky | B | Owensboro, KY | 1,467 | 73.3% | 13.8% | 7.00% |
| Independent Bank | C | Grand Rapids, MI | 3,466 | 68.0% | 14.7% | 6.88% |
| Independent Bank | B | Memphis, TN | 158 | 76.0% | 5.7% | — |
| Independent Bank | – | Mckinney, TX | 1,341 | 73.2% | 12.0% | 7.00% |
| Independent Farmers Bank | – | Maysville, MO | 27 | 81.5% | 7.4% | — |
| Independent Federal Credit Union | – | Anderson, IN | 82 | 72.0% | 17.1% | 7.50% |
| Indiana Members Credit Union | B | Indianapolis, IN | 3,612 | 66.6% | 11.9% | 6.25% |
| Indiana State University Federal Credit Union | D | Terre Haute, IN | 103 | 68.0% | 32.0% | 6.75% |
| Indiana University Credit Union | C | Bloomington, IN | 1,316 | 73.3% | 15.4% | 6.88% |
| Indianhead Credit Union | – | Spooner, WI | 88 | 86.4% | 9.1% | 7.25% |
| Industrial Bank | D | Washington, DC | 126 | 34.1% | 46.0% | 6.75% |
| Industrial CU of Whatcom County | – | Bellingham, WA | 109 | 53.2% | 13.8% | — |
| Industrial Federal Credit Union | C | Lafayette, IN | 347 | 79.8% | 11.2% | 8.00% |
| Industrial and Commercial Bank of China USAIndustrial and Commercial Bank of China USA, National Association | – | New York, NY | 65 | 60.0% | 1.5% | — |
| Infinity Equity Group, LLC. | B | Redding, CA | 672 | 82.0% | 1.5% | 6.62% |
| Ingersoll-Rand Federal Credit Union | – | Athens, Pa, PA | 77 | 75.3% | 13.0% | — |
| Innovations Financial Credit Union | D | Panama City Beach, FL | 228 | 58.8% | 13.6% | — |
| Inova | B | Elkhart, IN | 601 | 62.2% | 20.3% | 2.99% |
| Insight Credit Union | – | Winter Springs, FL | 50 | 30.0% | 10.0% | 6.88% |
| Insignia CapitalInsignia Capital Corp. | – | Beverly Hills, CA | 91 | 89.0% | 1.1% | 9.75% |
| Inspire Federal Credit Union | – | Newtown, PA | 121 | 51.2% | 19.0% | 7.24% |
| Inspire Home LoansInspire Home Loans Inc. | B | Newport Beach, CA | 9,059 | 72.8% | 10.6% | 4.88% |
| InstamortgageInstamortgage Inc. | A | San Jose, CA | 308 | 83.1% | 2.3% | 6.38% |
| Institution for Savings in Newburyport and Its Vicinity | B | Newburyport, MA | 695 | 68.6% | 9.8% | 6.25% |
| Intandem Credit Union | – | Grand Rapids, MI | 68 | 64.7% | 22.1% | 6.74% |
| Integrity Bank & Trust | B | Monument, CO | 148 | 93.9% | 2.0% | — |
| Integrity Home MortgageIntegrity Home Mortgage Corporation | B | Winchester, VA | 4,041 | 76.8% | 3.9% | 6.63% |
| Integrity Mortgage & FinancialIntegrity Mortgage & Financial Incorporated | – | Colorado Springs, CO | 88 | 75.0% | 1.1% | 6.25% |
| Integrity Mortgage Corporation of Texas | B | Heath, TX | 630 | 84.8% | 0.8% | 6.62% |
| Integrity MortgageIntegrity Mortgage LLC | – | Portland, ME | 256 | 73.8% | 15.2% | 6.75% |
| IntelliloanIntelliloan, Inc. | C | Irvine, CA | 2,510 | 32.8% | 9.6% | 6.13% |
| InterBank | C | Oklahoma City, OK | 426 | 72.8% | 9.4% | 7.50% |
| Interamerican Bank, AInteramerican Bank, A FSB | – | Miami, FL | 28 | 71.4% | 14.3% | — |
| Interaudi Bank | – | New York, NY | 32 | 100.0% | 0.0% | — |
| Intercap LendingIntercap Lending Inc. | A | Salt Lake City, UT | 5,987 | 75.2% | 0.8% | 6.50% |
| Intercity State Bank | – | Schofield, WI | 79 | 68.4% | 15.2% | — |
| Intercoastal MortgageIntercoastal Mortgage, LLC | A | Reston, VA | 3,393 | 78.0% | 3.0% | 6.49% |
| Intercredit BankIntercredit Bank, National Association | – | Coral Gables, FL | 128 | 64.1% | 11.7% | — |
| Interest MortgageInterest Mortgage, L.l.c. | – | Fort Mill, SC | 367 | 35.4% | 5.5% | 6.38% |
| Interlinc Mortgage ServicesInterlinc Mortgage Services, LLC | B | Houston, TX | 3,203 | 75.7% | 4.2% | 6.63% |
| International Bank of Chicago | B | Chicago, IL | 125 | 80.0% | 7.2% | — |
| International Bank of Commerce | D | Laredo, TX | 1,142 | 58.3% | 18.1% | 7.50% |
| International Bank of Commerce | – | Brownsville, TX | 52 | 78.9% | 3.9% | — |
| International Finance Bank | – | Miami, FL | 26 | 84.6% | 3.9% | — |
| Interra Credit Union | C | Goshen, IN | 1,548 | 64.2% | 19.8% | 7.50% |
| Interstate Credit Union | F | Jesup, | 191 | 51.3% | 22.0% | 7.50% |
| Interstate Home Loan CenterInterstate Home Loan Center, Inc. | C | Melville, NY | 1,161 | 67.0% | 3.7% | 6.75% |
| Intouch Credit Union | D | Plano, TX | 331 | 49.2% | 32.0% | 6.65% |
| Intrepid Credit Union | – | Helena, MT | 126 | 58.7% | 11.1% | 7.13% |
| Intrust BankIntrust Bank, National Association | C | Wichita, KS | 861 | 63.7% | 24.2% | 7.50% |
| Investar BankInvestar Bank, National Association | – | Baton Rouge, LA | 94 | 78.7% | 10.6% | — |
| Investmark MortgageInvestmark Mortgage, LLC | C | Irving, TX | 433 | 44.6% | 23.1% | 11.99% |
| Investment Savings Bank | – | Altoona, PA | 46 | 73.9% | 13.0% | — |
| Investor Mortgage FinanceInvestor Mortgage Finance LLC | F | Austin, TX | 4,331 | 50.8% | 20.8% | 7.35% |
| Inwood National Bank | A | Dallas, TX | 209 | 82.8% | 3.4% | 6.49% |
| Ion Bank | D | Naugatuck, | 656 | 68.6% | 16.9% | — |
| Iowa Bankers MortgageIowa Bankers Mortgage Corporation | B | Johnston, IA | 2,808 | 76.4% | 15.2% | 6.50% |
| Iowa State Bank | – | Des Moines, IA | 59 | 94.9% | 3.4% | — |
| Ipava State Bank | – | Ipava, IL | 88 | 84.1% | 13.6% | — |
| Irco Community Federal Credit Union | B | Phillipsburg, NJ | 117 | 85.5% | 12.0% | — |
| Iron Workers Savings Bank | – | Aston, PA | 49 | 87.8% | 4.1% | — |
| Iroquois Federal Savings and Loan Association | B | Watseka, IL | 339 | 80.2% | 6.5% | — |
| Isabella Bank | C | Mount Pleasant, MI | 1,060 | 73.5% | 14.5% | 6.38% |
| Iserve Residential LendingIserve Residential Lending, LLC | C | San Diego, CA | 1,102 | 71.8% | 3.6% | 6.50% |
| Island Federal Credit Union | D | Hauppauge, NY | 1,008 | 53.5% | 25.7% | 7.10% |
| Itasca Bank & TrustItasca Bank & Trust Co. | – | Itasca, IL | 72 | 88.9% | 4.2% | — |
| Ives Bank | C | Danbury, CT | 247 | 69.2% | 8.5% | — |
| Ivy MortgageIvy Mortgage, Inc. | A | Fulton, MD | 213 | 60.6% | 1.9% | 6.13% |
| Ixonia Bank | C | Ixonia, WI | 11,998 | 70.2% | 3.5% | 6.75% |
| iCore LendingiCore Lending, Inc. | – | Cerritos, CA | 341 | 71.6% | 5.3% | 7.06% |
| iQ Credit Union | B | Vancouver, WA | 1,804 | 65.6% | 19.2% | 7.25% |
