4,910 lenders filed HMDA data for 2025 with enough volume to show. Each page carries the lender's approval rate, denial rate, real interest rates, loan mix and grade.
| Lender | Grade | HQ | Applications 2025 | Origination rate | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| Y-12 Federal Credit Union | C | Oak Ridge, TN | 1,686 | 58.6% | 31.1% | 7.25% |
| Yakima Federal Savings and Loan Association | B | Yakima, WA | 543 | 75.3% | 9.0% | 6.50% |
| Ynb | – | Yukon, OK | 83 | 92.8% | 2.4% | — |
| Yolo Federal Credit Union | – | Woodland, CA | 96 | 53.1% | 37.5% | 6.63% |
| Your Home FinancialYour Home Financial LLC | C | Westlake, OH | 472 | 67.0% | 5.9% | 6.63% |
