Greenway Mortgage Funding at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
45th10.9% deniedPricingmedian rate spread over APOR, weight 30%
48th0.28 ptsProcesswithdrawn + incomplete share, weight 15%
34th15.3%Closing coststotal loan costs ÷ loan amount, weight 10%
64th1.55% of loanTrend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 329 | 243 | 7.3% | 8.1% | 6.88% | $113M |
| 2024 | 374 | 262 | 6.7% | 7.9% | 6.63% | $133M |
| 2025 | 379 | 266 | 9.2% | 10.9% | 6.63% | $140M |
What Greenway Mortgage Funding lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 25 investment properties.
Why Greenway Mortgage Funding denies applications
Primary reason reported for each of the 35 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at Greenway Mortgage Funding
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 48 | 37 | 9.1% |
| $100k – $150k | 77 | 56 | 15.9% |
| $150k – $250k | 98 | 72 | 4.9% |
| Over $250k | 121 | 81 | 10.9% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 103 | 75 | 9.2% |
| 35–44 | 114 | 85 | 7.1% |
| 45–54 | 85 | 58 | 14.1% |
| 55–64 | 42 | 30 | 12.8% |
| 65–74 | 20 | 12 | 6.7% |
Where Greenway Mortgage Funding lends
18 states and 85 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| New Jersey | 233 | 171 | 9.4% | 6.63% | #186 |
| New York | 69 | 45 | 4.4% | 6.50% | #304 |
| Pennsylvania | 13 | 12 | 0.0% | 6.44% | #653 |
| Florida | 12 | 7 | 16.7% | 6.63% | #881 |
| Georgia | 11 | 4 | 27.3% | 5.93% | #661 |
| Connecticut | 9 | 8 | 0.0% | 6.38% | #378 |
| Ohio | 5 | 1 | 60.0% | 5.99% | #719 |
Frequently asked questions
Greenway Mortgage Funding denied 10.9% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 45th percentile of small mortgage lenders.
The most common reason Greenway Mortgage Funding gave in 2025 was "collateral", cited on 37.1% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Greenway Mortgage Funding originated in 2025 was 6.63%, and its median rate spread over the average prime offer rate was 0.28 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 73% of its applications were for home purchases, 27% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 82% conventional, 16% FHA, 2% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.