Goodfield State Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
95th0.8% deniedProcesswithdrawn + incomplete share, weight 15%
95th0.0%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 196 | 196 | 0.0% | 0.0% | — | $30M |
| 2024 | 253 | 253 | 0.0% | 0.0% | — | $39M |
| 2025 | 267 | 265 | 0.8% | 0.8% | — | $46M |
What Goodfield State Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 1 manufactured homes, 63 investment properties.
Who gets approved at Goodfield State Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 93 | 91 | 2.2% |
| $100k – $150k | 66 | 66 | 0.0% |
| $150k – $250k | 34 | 34 | 0.0% |
| Over $250k | 23 | 23 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 32 | 32 | 0.0% |
| 25–34 | 79 | 77 | 2.5% |
| 35–44 | 45 | 45 | 0.0% |
| 45–54 | 40 | 40 | 0.0% |
| 55–64 | 30 | 30 | 0.0% |
Where Goodfield State Bank lends
6 states and 17 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Illinois | 259 | 257 | 0.8% | — | #216 |
Frequently asked questions
Goodfield State Bank denied 0.8% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 95th percentile of small mortgage lenders.
In 2025, 55% of its applications were for home purchases, 35% for refinancing (including cash-out), and 10% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.