East Wisconsin Savings Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
65th6.4% deniedProcesswithdrawn + incomplete share, weight 15%
51st11.3%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 175 | 137 | 8.6% | 9.4% | — | $28M |
| 2024 | 218 | 172 | 6.0% | 6.6% | — | $49M |
| 2025 | 266 | 196 | 5.6% | 6.4% | — | $63M |
What East Wisconsin Savings Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 4 manufactured homes, 18 investment properties.
Who gets approved at East Wisconsin Savings Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 23 | 18 | 4.8% |
| $50k – $100k | 94 | 68 | 10.5% |
| $100k – $150k | 67 | 48 | 6.8% |
| $150k – $250k | 48 | 39 | 0.0% |
| Over $250k | 28 | 19 | 4.4% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 22 | 16 | 15.0% |
| 25–34 | 69 | 45 | 12.1% |
| 35–44 | 63 | 43 | 5.5% |
| 45–54 | 43 | 31 | 2.7% |
| 55–64 | 41 | 35 | 2.6% |
| 65–74 | 20 | 19 | 0.0% |
Where East Wisconsin Savings Bank lends
1 states and 30 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Wisconsin | 266 | 196 | 5.6% | — | #128 |
Frequently asked questions
East Wisconsin Savings Bank denied 6.4% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 65th percentile of small mortgage lenders.
In 2025, 67% of its applications were for home purchases, 27% for refinancing (including cash-out), and 6% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.