Community National Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
91st1.6% deniedProcesswithdrawn + incomplete share, weight 15%
81st4.1%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 214 | 203 | 0.9% | 1.0% | — | $43M |
| 2024 | 229 | 215 | 0.4% | 0.5% | — | $42M |
| 2025 | 267 | 252 | 1.5% | 1.6% | — | $56M |
What Community National Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 4 manufactured homes, 72 investment properties.
Who gets approved at Community National Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 24 | 23 | 4.2% |
| $50k – $100k | 82 | 77 | 1.3% |
| $100k – $150k | 51 | 48 | 2.0% |
| $150k – $250k | 44 | 40 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 25 | 24 | 0.0% |
| 25–34 | 56 | 54 | 0.0% |
| 35–44 | 44 | 40 | 4.8% |
| 45–54 | 41 | 38 | 0.0% |
| 55–64 | 27 | 25 | 0.0% |
Where Community National Bank lends
6 states and 25 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Community National Bank denied 1.6% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 91st percentile of small mortgage lenders.
In 2025, 84% of its applications were for home purchases, 12% for refinancing (including cash-out), and 4% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.