Community National Bank · Kansas · 2025

Community National Bank in Kansas: approval rate, denial rate and rates (2025)

Community National Bank took 253 mortgage applications in Kansas in 2025, ranking #87 of 766 lenders active in the state. It originated 94.1% of them and denied 1.6% (1.7% of the applications it decided), against a statewide denial rate of 15.0%.

253Applicationsin KS
1.7%Decision denial ratestate 18.3%
Median ratestate 6.63%
$185,000Median loanstate $165,000
$50MVolume16 counties

Community National Bank in Kansas vs the state

1.6%Denial rate-13.45 pts vs state
1.7%Decision denial rate-16.63 pts vs state
94.1%Origination rate+30.25 pts vs state
Median rate
Rate spread (pts)
$101kMedian applicant income
238Loans originated
4Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231981871.0%#85
20242152010.5%#88
20252532381.6%#87

What Community National Bank lends in Kansas

By loan purpose

Home purchase 215 85% · 0.5% denied
Refinance 24 9% · 4.2% denied
Cash-out refinance 5 2% · 40.0% denied
Home improvement 6 2% · 0.0% denied
Other / HELOC 3 1% · 0.0% denied

By loan type

Conventional 253 100% · 1.6% denied

Where in Kansas

Counties with the most Community National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Shawnee County 1781692 1.1%
Nemaha County 24220 0.0%
Leavenworth County 15131 6.7%
Johnson County 861 12.5%
Wabaunsee County 550 0.0%
Wyandotte County 550 0.0%
Douglas County 550 0.0%
Osage County 330 0.0%
Marshall County 220 0.0%
Jefferson County 220 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 253 applications in 2025, of which 238 were originated and 4 denied.

1.6% of all applications, or 1.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Community National Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology