Leavenworth County, Kansas · 2025

Mortgage lenders in Leavenworth County, KS: denial rates and top lenders (2025)

243 lenders acted on 3,202 mortgage applications for properties in Leavenworth County in 2025. 13.2% were denied (Kansas: 15.0%). Median rate on closed loans 6.50%; median loan $225,000; median property value $355,000.

3.2kApplications
13.2%Denial ratestate 15.0%
6.50%Median ratestate 6.63%
$225,000Median loan
$355,000Median property value

Largest lenders in Leavenworth County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 241186 12.0%6.49%
2 Communityamerica Credit Union B 166104 19.3%6.49%
3 United Shore Financial Services B 146105 12.3%6.09%
4 Mortgage Research Center C 14380 14.7%6.25%
5 Frontier Community Credit Union C 9961 7.1%6.88%
6 Fairway Independent Mortgage B 9874 3.1%6.63%
7 Freedom Mortgage B 8754 5.8%6.25%
8 Pennymac Loan Services C 7847 10.3%6.25%
9 First State Bank and Trust C 7659 15.8%
10 Navy Federal Credit Union D 7542 14.7%6.44%
11 First State Bank of St. Charles, Missouri A 6565 0.0%6.38%
12 Citizens Federal Savings Bank 5949 5.1%
13 Guild Mortgage A 5641 1.8%6.63%
14 Mutual Savings Association B 5440 3.7%
15 Commerce Bank D 5334 20.8%6.81%
16 Mainstreet Federal Credit Union C 4527 28.9%7.50%
17 Endeavor Capital, LLC. C 4531 6.7%6.38%
18 Newrez D 4218 11.9%6.25%
19 Loandepot.Com D 4019 30.0%6.50%
20 U.S. Bank D 3717 29.7%6.63%
21 Nationstar Mortgage C 3624 16.7%7.44%
22 Primelending, a Plainscapital A 3530 2.9%6.63%
23 AmeriSave Mortgage D 3411 61.8%7.13%
24 Crosscountry Mortgage B 3423 2.9%6.49%
25 Spring Eq D 3414 47.1%8.74%

Best approval odds in Leavenworth County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

What Leavenworth County borrowers applied for

By loan purpose

Home purchase 1,436 45% · 5.4% denied
Refinance 606 19% · 11.9% denied
Cash-out refinance 612 19% · 20.3% denied
Home improvement 230 7% · 28.3% denied
Other / HELOC 318 10% · 26.7% denied

By loan type

Conventional 2,042 64% · 14.2% denied
FHA 402 13% · 13.4% denied
VA 748 23% · 10.3% denied
USDA / RHS 10 0% · 20.0% denied

Why applications were denied

Credit history 101 25%
Debt-to-income ratio 94 23%
Incomplete application 71 17%
Collateral 64 16%
Other 40 10%
Insufficient cash 15 4%
Unverifiable information 15 4%
Employment history 6 1%

Leavenworth County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20232,4961,59014.9%6.75%$195,000
20242,8471,84713.7%6.63%$215,000
20253,2022,05113.2%6.50%$225,000

Frequently asked questions

13.2% of applications in Leavenworth County were denied in 2025, against 15.0% statewide in Kansas.

Rocket Mortgage, with 241 applications in 2025 and a denial rate of 12.0%.

The median mortgage application in Leavenworth County in 2025 was for $225,000; the median property value on originated loans was $355,000.