Newrez · Kansas · 2025

Newrez in Kansas: approval rate, denial rate and rates (2025)

Newrez took 1,069 mortgage applications in Kansas in 2025, ranking #19 of 766 lenders active in the state. It originated 36.7% of them and denied 16.9% (31.2% of the applications it decided), against a statewide denial rate of 15.0%.

1.1kApplicationsin KS
31.2%Decision denial ratestate 18.3%
6.63%Median ratestate 6.63%
$175,000Median loanstate $165,000
$90MVolume73 counties

Newrez in Kansas vs the state

16.9%Denial rate+1.90 pts vs state
31.2%Decision denial rate+12.93 pts vs state
36.7%Origination rate-27.15 pts vs state
6.63%Median rate0.00 pts vs state
0.38Rate spread (pts)+0.08 pts vs state
$87kMedian applicant income
392Loans originated
181Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202348817219.5%6.75%#43
202479731519.3%6.75%#25
20251,06939216.9%6.63%#19

What Newrez lends in Kansas

By loan purpose

Home purchase 171 16% · 5.9% denied
Refinance 308 29% · 14.0% denied
Cash-out refinance 590 55% · 21.7% denied

By loan type

Conventional 549 51% · 15.3% denied
FHA 284 27% · 26.8% denied
VA 227 21% · 8.8% denied
USDA / RHS 9 1% · 11.1% denied

Why it denied Kansas applicants

Debt-to-income ratio 92 51%
Credit history 35 19%
Collateral 21 12%
Unverifiable information 15 8%
Other 9 5%
Insufficient cash 7 4%
Employment history 2 1%

Where in Kansas

Counties with the most Newrez applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 2459632 13.1%
Sedgwick County 2409644 18.3%
Wyandotte County 682413 19.1%
Shawnee County 672014 20.9%
Leavenworth County 42185 11.9%
Douglas County 30172 6.7%
Butler County 3085 16.7%
Franklin County 27164 14.8%
Miami County 2585 20.0%
Harvey County 2037 35.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 1,069 applications in 2025, of which 392 were originated and 181 denied.

16.9% of all applications, or 31.2% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Newrez originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Newrez's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology