Capitol Federal Savings Bank in Kansas vs the state
12.6%Denial rate-2.43 pts vs state
14.1%Decision denial rate-4.22 pts vs state
73.9%Origination rate+10.07 pts vs state
6.75%Median rate+0.13 pts vs state
0.20Rate spread (pts)-0.10 pts vs state
$125kMedian applicant income
1,384Loans originated
236Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,975 | 1,472 | 10.5% | 6.75% | #4 |
| 2024 | 1,977 | 1,436 | 10.6% | 6.63% | #5 |
| 2025 | 1,873 | 1,384 | 12.6% | 6.75% | #8 |
What Capitol Federal Savings Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Capitol Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 849 | 625 | 91 | 10.7% |
| Sedgwick County | 336 | 249 | 45 | 13.4% |
| Shawnee County | 249 | 187 | 39 | 15.7% |
| Douglas County | 113 | 82 | 16 | 14.2% |
| Wyandotte County | 107 | 87 | 8 | 7.5% |
| Butler County | 36 | 21 | 8 | 22.2% |
| Riley County | 28 | 17 | 9 | 32.1% |
| Miami County | 28 | 18 | 5 | 17.9% |
| Lyon County | 22 | 16 | 4 | 18.2% |
| Leavenworth County | 19 | 17 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
| Freedom Mortgage | B | 1,491 | 8.6% | 6.25% |
Frequently asked questions
Kansas: 1,873 applications in 2025, of which 1,384 were originated and 236 denied.
12.6% of all applications, or 14.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Capitol Federal Savings Bank originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Capitol Federal Savings Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology