Guild Mortgage in Kansas vs the state
3.6%Denial rate-11.41 pts vs state
4.3%Decision denial rate-13.98 pts vs state
74.6%Origination rate+10.74 pts vs state
6.63%Median rate0.00 pts vs state
0.41Rate spread (pts)+0.11 pts vs state
$82kMedian applicant income
1,155Loans originated
56Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 327 | 221 | 2.8% | 6.88% | #67 |
| 2024 | 704 | 506 | 4.1% | 6.75% | #30 |
| 2025 | 1,549 | 1,155 | 3.6% | 6.63% | #9 |
What Guild Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 723 | 552 | 27 | 3.7% |
| Johnson County | 206 | 145 | 5 | 2.4% |
| Wyandotte County | 105 | 78 | 2 | 1.9% |
| Butler County | 88 | 65 | 4 | 4.5% |
| Leavenworth County | 56 | 41 | 1 | 1.8% |
| Reno County | 36 | 30 | 1 | 2.8% |
| Sumner County | 35 | 27 | 0 | 0.0% |
| Harvey County | 33 | 19 | 3 | 9.1% |
| Shawnee County | 27 | 20 | 2 | 7.4% |
| Barton County | 23 | 12 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
| Freedom Mortgage | B | 1,491 | 8.6% | 6.25% |
Frequently asked questions
Kansas: 1,549 applications in 2025, of which 1,155 were originated and 56 denied.
3.6% of all applications, or 4.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Guild Mortgage originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology