Pennymac Loan Services in Kansas vs the state
10.8%Denial rate-4.24 pts vs state
15.4%Decision denial rate-2.89 pts vs state
57.9%Origination rate-5.95 pts vs state
6.49%Median rate-0.13 pts vs state
0.28Rate spread (pts)-0.02 pts vs state
$103kMedian applicant income
1,217Loans originated
227Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 707 | 384 | 13.9% | 6.63% | #26 |
| 2024 | 1,298 | 692 | 12.6% | 6.13% | #12 |
| 2025 | 2,103 | 1,217 | 10.8% | 6.49% | #6 |
What Pennymac Loan Services lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Pennymac Loan Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 502 | 325 | 48 | 9.6% |
| Johnson County | 470 | 296 | 54 | 11.5% |
| Shawnee County | 130 | 85 | 14 | 10.8% |
| Wyandotte County | 119 | 49 | 20 | 16.8% |
| Butler County | 88 | 51 | 11 | 12.5% |
| Leavenworth County | 78 | 47 | 8 | 10.3% |
| Douglas County | 62 | 42 | 5 | 8.1% |
| Geary County | 54 | 26 | 6 | 11.1% |
| Riley County | 50 | 25 | 2 | 4.0% |
| Reno County | 36 | 19 | 2 | 5.6% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
| Freedom Mortgage | B | 1,491 | 8.6% | 6.25% |
Frequently asked questions
Kansas: 2,103 applications in 2025, of which 1,217 were originated and 227 denied.
10.8% of all applications, or 15.4% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Pennymac Loan Services originated in Kansas in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Pennymac Loan Services's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology