Credit Union of America in Kansas vs the state
22.9%Denial rate+7.91 pts vs state
24.2%Decision denial rate+5.90 pts vs state
58.9%Origination rate-4.90 pts vs state
7.75%Median rate+1.13 pts vs state
0.25Rate spread (pts)-0.05 pts vs state
$94kMedian applicant income
1,143Loans originated
445Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,853 | 926 | 30.9% | 8.00% | #5 |
| 2024 | 1,821 | 992 | 26.9% | 8.75% | #7 |
| 2025 | 1,940 | 1,143 | 22.9% | 7.75% | #7 |
What Credit Union of America lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Credit Union of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 1,330 | 811 | 273 | 20.5% |
| Barton County | 122 | 78 | 33 | 27.0% |
| Butler County | 115 | 72 | 23 | 20.0% |
| Reno County | 68 | 32 | 22 | 32.4% |
| Pratt County | 41 | 18 | 13 | 31.7% |
| Harvey County | 36 | 17 | 12 | 33.3% |
| Sumner County | 30 | 19 | 6 | 20.0% |
| Saline County | 19 | 10 | 7 | 36.8% |
| Kingman County | 18 | 7 | 7 | 38.9% |
| Pawnee County | 18 | 14 | 2 | 11.1% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
| Freedom Mortgage | B | 1,491 | 8.6% | 6.25% |
Frequently asked questions
Kansas: 1,940 applications in 2025, of which 1,143 were originated and 445 denied.
22.9% of all applications, or 24.2% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Credit Union of America originated in Kansas in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Credit Union of America's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology