Saline County, Kansas · 2025

Mortgage lenders in Saline County, KS: denial rates and top lenders (2025)

151 lenders acted on 982 mortgage applications for properties in Saline County in 2025. 16.4% were denied (Kansas: 15.0%). Median rate on closed loans 6.63%; median loan $135,000; median property value $205,000.

982Applications
16.4%Denial ratestate 15.0%
6.63%Median ratestate 6.63%
$135,000Median loan
$205,000Median property value

Largest lenders in Saline County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 The Bennington State Bank A 8372 1.2%
2 NBH Bank C 7255 6.9%6.38%
3 Rocket Mortgage C 7248 26.4%6.69%
4 Mortgage Research Center C 4723 21.3%6.25%
5 United Shore Financial Services B 3625 11.1%6.58%
6 Pennymac Loan Services C 3218 9.4%6.56%
7 Equity Bank A 2616 11.5%4.99%
8 M Squared Financial B 2524 0.0%6.25%
9 Freedom Mortgage B 2414 4.2%6.25%
10 Zippy Loans D 2210 18.2%10.20%
11 Great Plains Federal Credit Union 2210 50.0%8.00%
12 Credit Union of America C 1910 36.8%7.75%
13 Mortgage Investment Services C 1910 21.1%7.00%
14 AmeriSave Mortgage D 185 44.4%6.75%
15 Peoples Bank and Trust A 1815 0.0%7.19%
16 Sunflower Bank B 1814 5.6%6.38%
17 Loandepot.Com D 1610 18.8%6.62%
18 New Day Financial F 157 20.0%6.63%
19 UMB Bank B 148 21.4%5.99%
20 Triad Financial Services D 140 85.7%
21 Navy Federal Credit Union D 144 21.4%6.31%
22 Click n' Close C 1311 0.0%7.63%
23 USAA Federal Savings Bank C 128 0.0%6.25%
24 Broker Solutions D 114 36.4%7.18%
25 Newrez D 103 20.0%5.63%

Best approval odds in Saline County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1The Bennington State Bank741.4%
2NBH Bank608.3%
3Rocket Mortgage6927.5%

What Saline County borrowers applied for

By loan purpose

Home purchase 488 50% · 10.5% denied
Refinance 156 16% · 14.1% denied
Cash-out refinance 190 19% · 26.8% denied
Home improvement 63 6% · 15.9% denied
Other / HELOC 85 9% · 31.8% denied

By loan type

Conventional 632 64% · 16.9% denied
FHA 181 18% · 18.2% denied
VA 169 17% · 12.4% denied

Why applications were denied

Credit history 45 28%
Debt-to-income ratio 39 25%
Collateral 24 15%
Incomplete application 23 14%
Other 21 13%
Unverifiable information 3 2%
Insufficient cash 3 2%
Employment history 1 1%

Saline County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202373944417.1%6.75%$125,000
202487652917.6%6.75%$125,000
202598261016.4%6.63%$135,000

Frequently asked questions

16.4% of applications in Saline County were denied in 2025, against 15.0% statewide in Kansas.

The Bennington State Bank, with 83 applications in 2025 and a denial rate of 1.2%.

The median mortgage application in Saline County in 2025 was for $135,000; the median property value on originated loans was $205,000.