M Squared Financial in Kansas vs the state
1.0%Denial rate-14.00 pts vs state
1.2%Decision denial rate-17.05 pts vs state
82.3%Origination rate+18.49 pts vs state
6.63%Median rate0.00 pts vs state
0.30Rate spread (pts)+0.01 pts vs state
$110kMedian applicant income
321Loans originated
4Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 57 | 57 | 0.0% | 6.38% | #196 |
| 2024 | 373 | 306 | 1.1% | 6.63% | #62 |
| 2025 | 390 | 321 | 1.0% | 6.63% | #66 |
What M Squared Financial lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most M Squared Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 213 | 171 | 1 | 0.5% |
| Wyandotte County | 56 | 45 | 0 | 0.0% |
| Douglas County | 42 | 36 | 3 | 7.1% |
| Saline County | 25 | 24 | 0 | 0.0% |
| Leavenworth County | 17 | 13 | 0 | 0.0% |
| Sedgwick County | 10 | 10 | 0 | 0.0% |
| Miami County | 5 | 4 | 0 | 0.0% |
| Shawnee County | 4 | 3 | 0 | 0.0% |
| Jefferson County | 4 | 4 | 0 | 0.0% |
| Franklin County | 4 | 3 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 390 applications in 2025, of which 321 were originated and 4 denied.
1.0% of all applications, or 1.2% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans M Squared Financial originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are M Squared Financial's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology