Rocket Mortgage · Kansas · 2025

Rocket Mortgage in Kansas: approval rate, denial rate and rates (2025)

Rocket Mortgage took 5,303 mortgage applications in Kansas in 2025, ranking #1 of 766 lenders active in the state. It originated 72.8% of them and denied 18.0% (19.3% of the applications it decided), against a statewide denial rate of 15.0%.

5.3kApplicationsin KS
19.3%Decision denial ratestate 18.3%
6.63%Median ratestate 6.63%
$165,000Median loanstate $165,000
$753MVolume102 counties

Rocket Mortgage in Kansas vs the state

18.0%Denial rate+2.98 pts vs state
19.3%Decision denial rate+1.06 pts vs state
72.8%Origination rate+8.95 pts vs state
6.63%Median rate0.00 pts vs state
0.56Rate spread (pts)+0.26 pts vs state
$87kMedian applicant income
3,859Loans originated
955Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233,0322,27316.6%6.63%#1
20244,0263,07015.8%6.63%#1
20255,3033,85918.0%6.63%#1

What Rocket Mortgage lends in Kansas

By loan purpose

Home purchase 1,606 30% · 11.6% denied
Refinance 1,013 19% · 17.7% denied
Cash-out refinance 2,411 45% · 21.6% denied
Home improvement 102 2% · 32.4% denied
Other / HELOC 171 3% · 21.1% denied

By loan type

Conventional 3,611 68% · 15.0% denied
FHA 1,196 23% · 28.2% denied
VA 496 9% · 15.3% denied

Why it denied Kansas applicants

Collateral 437 46%
Incomplete application 181 19%
Debt-to-income ratio 164 17%
Credit history 55 6%
Insufficient cash 52 5%
Other 37 4%
Unverifiable information 21 2%
Employment history 8 1%

Where in Kansas

Counties with the most Rocket Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 1,115876139 12.5%
Sedgwick County 869629162 18.6%
Shawnee County 37926972 19.0%
Wyandotte County 30721954 17.6%
Douglas County 26820929 10.8%
Leavenworth County 24118629 12.0%
Butler County 13810722 15.9%
Franklin County 1037917 16.5%
Miami County 917213 14.3%
Jefferson County 765218 23.7%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%
Freedom MortgageB 1,4918.6%6.25%

Frequently asked questions

Kansas: 5,303 applications in 2025, of which 3,859 were originated and 955 denied.

18.0% of all applications, or 19.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Rocket Mortgage originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology