Communityamerica Credit Union in Kansas vs the state
12.4%Denial rate-2.61 pts vs state
14.5%Decision denial rate-3.83 pts vs state
70.5%Origination rate+6.70 pts vs state
6.38%Median rate-0.25 pts vs state
-0.21Rate spread (pts)-0.51 pts vs state
$140kMedian applicant income
2,521Loans originated
444Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,975 | 2,077 | 16.2% | 6.13% | #2 |
| 2024 | 3,330 | 2,361 | 13.6% | 6.49% | #2 |
| 2025 | 3,575 | 2,521 | 12.4% | 6.38% | #2 |
What Communityamerica Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Communityamerica Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 2,681 | 1,962 | 285 | 10.6% |
| Wyandotte County | 452 | 270 | 90 | 19.9% |
| Leavenworth County | 166 | 104 | 32 | 19.3% |
| Miami County | 86 | 63 | 10 | 11.6% |
| Douglas County | 46 | 32 | 2 | 4.3% |
| Franklin County | 23 | 15 | 3 | 13.0% |
| Sedgwick County | 21 | 11 | 4 | 19.0% |
| Shawnee County | 18 | 15 | 0 | 0.0% |
| Linn County | 12 | 8 | 1 | 8.3% |
| Atchison County | 8 | 3 | 3 | 37.5% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
| Freedom Mortgage | B | 1,491 | 8.6% | 6.25% |
Frequently asked questions
Kansas: 3,575 applications in 2025, of which 2,521 were originated and 444 denied.
12.4% of all applications, or 14.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Communityamerica Credit Union originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Communityamerica Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology