Largest lenders in Linn County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 24 | 18 | 20.8% | 6.31% |
| 2 | First Option Bank | B | 19 | 11 | 21.1% | — |
| 3 | Mortgage Research Center | C | 13 | 8 | 0.0% | 6.44% |
| 4 | 21st Mortgage | F | 12 | 1 | 25.0% | 8.20% |
| 5 | Communityamerica Credit Union | B | 12 | 8 | 8.3% | 6.62% |
| 6 | Fairway Independent Mortgage | B | 11 | 8 | 0.0% | 6.81% |
| 7 | Endeavor Capital, LLC. | C | 11 | 7 | 27.3% | 6.63% |
| 8 | Pennymac Loan Services | C | 10 | 7 | 10.0% | 6.75% |
| 9 | AmeriSave Mortgage | D | 9 | 4 | 44.4% | 7.00% |
| 10 | Labette Bank | A | 9 | 8 | 0.0% | — |
| 11 | Mainstreet Federal Credit Union | C | 8 | 6 | 12.5% | 8.00% |
| 12 | Freedom Mortgage | B | 8 | 2 | 25.0% | 6.94% |
| 13 | Newrez | D | 8 | 2 | 0.0% | 6.38% |
| 14 | Triad Financial Services | D | 8 | 1 | 75.0% | 10.67% |
| 15 | Navy Federal Credit Union | D | 8 | 3 | 37.5% | 8.35% |
| 16 | United Shore Financial Services | B | 7 | 4 | 28.6% | 6.75% |
| 17 | Broker Solutions | D | 7 | 0 | 42.9% | — |
| 18 | First State Bank of St. Charles, Missouri | A | 7 | 7 | 0.0% | 6.75% |
| 19 | Crosscountry Mortgage | B | 6 | 5 | 0.0% | 6.63% |
| 20 | First Bank | C | 6 | 5 | 0.0% | 6.13% |
| 21 | Great Southern Bank | C | 6 | 3 | 33.3% | — |
| 22 | Landmark National Bank | B | 5 | 4 | 0.0% | 6.69% |
| 23 | U.S. Bank | D | 5 | 2 | 40.0% | 7.93% |
| 24 | Nationstar Mortgage | C | 5 | 3 | 20.0% | 6.75% |
| 25 | Mid-America Bank | A | 5 | 5 | 0.0% | 7.50% |
What Linn County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Linn County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 319 | 199 | 20.1% | 6.93% | $135,000 |
| 2024 | 336 | 184 | 18.2% | 6.75% | $145,000 |
| 2025 | 381 | 213 | 20.2% | 6.63% | $155,000 |
Frequently asked questions
20.2% of applications in Linn County were denied in 2025, against 15.0% statewide in Kansas.
Rocket Mortgage, with 24 applications in 2025 and a denial rate of 20.8%.
The median mortgage application in Linn County in 2025 was for $155,000; the median property value on originated loans was $235,000.