Fairway Independent Mortgage in Kansas vs the state
2.0%Denial rate-13.00 pts vs state
2.5%Decision denial rate-15.80 pts vs state
79.5%Origination rate+15.67 pts vs state
6.63%Median rate0.00 pts vs state
0.27Rate spread (pts)-0.03 pts vs state
$116kMedian applicant income
1,876Loans originated
48Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,380 | 1,894 | 2.4% | 6.88% | #3 |
| 2024 | 2,179 | 1,766 | 2.6% | 6.75% | #3 |
| 2025 | 2,360 | 1,876 | 2.0% | 6.63% | #5 |
What Fairway Independent Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 1,098 | 870 | 13 | 1.2% |
| Shawnee County | 272 | 231 | 6 | 2.2% |
| Sedgwick County | 190 | 149 | 8 | 4.2% |
| Douglas County | 158 | 123 | 2 | 1.3% |
| Wyandotte County | 119 | 91 | 3 | 2.5% |
| Leavenworth County | 98 | 74 | 3 | 3.1% |
| Geary County | 71 | 59 | 2 | 2.8% |
| Miami County | 52 | 45 | 0 | 0.0% |
| Franklin County | 40 | 32 | 1 | 2.5% |
| Butler County | 31 | 24 | 3 | 9.7% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
| Freedom Mortgage | B | 1,491 | 8.6% | 6.25% |
Frequently asked questions
Kansas: 2,360 applications in 2025, of which 1,876 were originated and 48 denied.
2.0% of all applications, or 2.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Fairway Independent Mortgage originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology