Nationstar Mortgage · Kansas · 2025

Nationstar Mortgage in Kansas: approval rate, denial rate and rates (2025)

Nationstar Mortgage took 864 mortgage applications in Kansas in 2025, ranking #29 of 766 lenders active in the state. It originated 68.6% of them and denied 14.4% (17.0% of the applications it decided), against a statewide denial rate of 15.0%.

864Applicationsin KS
17.0%Decision denial ratestate 18.3%
8.25%Median ratestate 6.63%
$95,000Median loanstate $165,000
$88MVolume69 counties

Nationstar Mortgage in Kansas vs the state

14.4%Denial rate-0.68 pts vs state
17.0%Decision denial rate-1.27 pts vs state
68.6%Origination rate+4.81 pts vs state
8.25%Median rate+1.63 pts vs state
2.75Rate spread (pts)+2.45 pts vs state
$99kMedian applicant income
593Loans originated
124Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202339726812.1%6.63%#56
202465142913.2%7.00%#34
202586459314.4%8.25%#29

What Nationstar Mortgage lends in Kansas

By loan purpose

Home purchase 101 12% · 4.0% denied
Refinance 104 12% · 12.5% denied
Cash-out refinance 238 28% · 21.0% denied
Home improvement 70 8% · 10.0% denied
Other / HELOC 351 41% · 14.3% denied

By loan type

Conventional 689 80% · 12.6% denied
FHA 116 13% · 28.5% denied
VA 59 7% · 6.8% denied

Why it denied Kansas applicants

Collateral 39 31%
Debt-to-income ratio 28 23%
Other 18 15%
Credit history 15 12%
Incomplete application 12 10%
Unverifiable information 9 7%
Insufficient cash 2 2%
Employment history 1 1%

Where in Kansas

Counties with the most Nationstar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 25019420 8.0%
Sedgwick County 15410623 14.9%
Wyandotte County 603912 20.0%
Shawnee County 563511 19.6%
Leavenworth County 36246 16.7%
Douglas County 33281 3.0%
Butler County 32226 18.8%
Franklin County 21121 4.8%
Miami County 16122 12.5%
Reno County 15111 6.7%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 864 applications in 2025, of which 593 were originated and 124 denied.

14.4% of all applications, or 17.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Nationstar Mortgage originated in Kansas in 2025 was 8.25%, against a statewide median of 6.63%.

About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology