AmeriSave Mortgage in Kansas vs the state
61.3%Denial rate+46.29 pts vs state
69.9%Decision denial rate+51.58 pts vs state
25.2%Origination rate-38.67 pts vs state
7.25%Median rate+0.63 pts vs state
1.60Rate spread (pts)+1.30 pts vs state
$61kMedian applicant income
251Loans originated
612Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 872 | 157 | 22.0% | 6.25% | #22 |
| 2024 | 983 | 176 | 68.9% | 7.69% | #21 |
| 2025 | 998 | 251 | 61.3% | 7.25% | #24 |
What AmeriSave Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 164 | 39 | 101 | 61.6% |
| Johnson County | 143 | 47 | 80 | 55.9% |
| Wyandotte County | 68 | 21 | 36 | 52.9% |
| Shawnee County | 63 | 14 | 40 | 63.5% |
| Leavenworth County | 34 | 11 | 21 | 61.8% |
| Butler County | 30 | 11 | 15 | 50.0% |
| Miami County | 21 | 4 | 11 | 52.4% |
| Douglas County | 20 | 4 | 14 | 70.0% |
| Saline County | 18 | 5 | 8 | 44.4% |
| Franklin County | 17 | 7 | 10 | 58.8% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 998 applications in 2025, of which 251 were originated and 612 denied.
61.3% of all applications, or 69.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans AmeriSave Mortgage originated in Kansas in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology