Landmark National Bank · Kansas · 2025

Landmark National Bank in Kansas: approval rate, denial rate and rates (2025)

Landmark National Bank took 875 mortgage applications in Kansas in 2025, ranking #28 of 766 lenders active in the state. It originated 80.0% of them and denied 4.0% (4.8% of the applications it decided), against a statewide denial rate of 15.0%.

875Applicationsin KS
4.8%Decision denial ratestate 18.3%
6.38%Median ratestate 6.63%
$185,000Median loanstate $165,000
$157MVolume55 counties

Landmark National Bank in Kansas vs the state

4.0%Denial rate-11.03 pts vs state
4.8%Decision denial rate-13.52 pts vs state
80.0%Origination rate+16.18 pts vs state
6.38%Median rate-0.25 pts vs state
0.06Rate spread (pts)-0.24 pts vs state
$90kMedian applicant income
700Loans originated
35Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239297834.8%6.25%#19
20247846194.1%6.50%#27
20258757004.0%6.38%#28

What Landmark National Bank lends in Kansas

By loan purpose

Home purchase 740 85% · 2.2% denied
Refinance 63 7% · 9.5% denied
Cash-out refinance 42 5% · 16.7% denied
Home improvement 13 1% · 7.7% denied
Other / HELOC 17 2% · 29.4% denied

By loan type

Conventional 639 73% · 3.6% denied
FHA 85 10% · 9.4% denied
VA 75 9% · 1.3% denied
USDA / RHS 76 9% · 4.0% denied

Why it denied Kansas applicants

Credit history 19 54%
Debt-to-income ratio 9 26%
Unverifiable information 3 9%
Collateral 2 6%
Insufficient cash 1 3%
Employment history 1 3%

Where in Kansas

Counties with the most Landmark National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ford County 1171063 2.6%
Riley County 112901 0.9%
Johnson County 87672 2.3%
Shawnee County 86733 3.5%
Barton County 83703 3.6%
Geary County 60430 0.0%
Pottawatomie County 40320 0.0%
Douglas County 31252 6.5%
Dickinson County 28220 0.0%
Miami County 27193 11.1%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 875 applications in 2025, of which 700 were originated and 35 denied.

4.0% of all applications, or 4.8% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Landmark National Bank originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Landmark National Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology