Largest lenders in Ford County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Landmark National Bank | B | 117 | 106 | 2.6% | 6.38% |
| 2 | Rocket Mortgage | C | 46 | 35 | 19.6% | 6.88% |
| 3 | United Shore Financial Services | B | 36 | 21 | 19.4% | 6.38% |
| 4 | Primelending, a Plainscapital | A | 30 | 28 | 3.3% | 6.69% |
| 5 | Sunflower Bank | B | 27 | 18 | 11.1% | 6.31% |
| 6 | Pennymac Loan Services | C | 25 | 13 | 8.0% | 6.75% |
| 7 | Freedom Mortgage | B | 17 | 4 | 5.9% | 6.31% |
| 8 | Mortgage Research Center | C | 17 | 9 | 41.2% | 6.25% |
| 9 | U.S. Bank | D | 15 | 6 | 46.7% | 7.37% |
| 10 | Golden Plains Credit Union | C | 12 | 9 | 8.3% | 6.88% |
| 11 | BMO Bank | F | 11 | 3 | 45.5% | 9.73% |
| 12 | CMG Mortgage | A | 10 | 8 | 0.0% | 5.88% |
| 13 | Coastal Community Bank | C | 10 | 3 | 10.0% | 6.99% |
| 14 | Guild Mortgage | A | 8 | 8 | 0.0% | 6.31% |
| 15 | Gateway First Bank | B | 8 | 6 | 0.0% | 6.63% |
| 16 | Credit Union of America | C | 7 | 2 | 42.9% | 7.63% |
| 17 | Spring Eq | D | 7 | 2 | 42.9% | 9.69% |
| 18 | Wells Fargo Bank | B | 6 | 3 | 33.3% | 6.25% |
| 19 | Bank of America | F | 6 | 1 | 16.7% | 6.63% |
| 20 | Lakeview Loan Servicing | C | 6 | 0 | 33.3% | — |
| 21 | Primary Residential Mortgage | C | 6 | 5 | 0.0% | 6.88% |
| 22 | Discover Bank | F | 5 | 2 | 20.0% | 8.31% |
| 23 | JPMorgan Chase Bank | B | 5 | 3 | 20.0% | 6.38% |
| 24 | AmeriSave Mortgage | D | 5 | 2 | 40.0% | 9.06% |
| 25 | Equity Prime Mortgage | D | 5 | 3 | 0.0% | 6.25% |
Best approval odds in Ford County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Landmark National Bank | 109 | 2.8% |
What Ford County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Ford County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 494 | 326 | 15.8% | 6.63% | $165,000 |
| 2024 | 467 | 298 | 15.6% | 6.63% | $185,000 |
| 2025 | 568 | 367 | 14.6% | 6.50% | $185,000 |
Frequently asked questions
14.6% of applications in Ford County were denied in 2025, against 15.0% statewide in Kansas.
Landmark National Bank, with 117 applications in 2025 and a denial rate of 2.6%.
The median mortgage application in Ford County in 2025 was for $185,000; the median property value on originated loans was $245,000.