Bank of America in Kansas vs the state
30.7%Denial rate+15.67 pts vs state
41.3%Decision denial rate+23.04 pts vs state
43.1%Origination rate-20.75 pts vs state
6.24%Median rate-0.38 pts vs state
1.45Rate spread (pts)+1.15 pts vs state
$102kMedian applicant income
578Loans originated
412Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,358 | 538 | 43.9% | 7.24% | #11 |
| 2024 | 1,225 | 525 | 32.4% | 6.99% | #14 |
| 2025 | 1,342 | 578 | 30.7% | 6.24% | #14 |
What Bank of America lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 614 | 316 | 124 | 20.2% |
| Sedgwick County | 315 | 109 | 121 | 38.4% |
| Wyandotte County | 87 | 29 | 45 | 51.7% |
| Shawnee County | 49 | 22 | 18 | 36.7% |
| Douglas County | 49 | 20 | 16 | 32.7% |
| Leavenworth County | 30 | 12 | 11 | 36.7% |
| Butler County | 19 | 4 | 5 | 26.3% |
| Miami County | 19 | 11 | 7 | 36.8% |
| Harvey County | 13 | 5 | 4 | 30.8% |
| Montgomery County | 12 | 5 | 4 | 33.3% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 1,342 applications in 2025, of which 578 were originated and 412 denied.
30.7% of all applications, or 41.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Bank of America originated in Kansas in 2025 was 6.24%, against a statewide median of 6.63%.
About this data. Figures are Bank of America's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology