Wells Fargo Bank in Kansas vs the state
18.4%Denial rate+3.36 pts vs state
26.6%Decision denial rate+8.28 pts vs state
50.3%Origination rate-13.53 pts vs state
6.38%Median rate-0.25 pts vs state
0.15Rate spread (pts)-0.15 pts vs state
$95kMedian applicant income
175Loans originated
64Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 551 | 263 | 26.3% | 6.25% | #35 |
| 2024 | 370 | 187 | 23.5% | 6.38% | #64 |
| 2025 | 348 | 175 | 18.4% | 6.38% | #74 |
What Wells Fargo Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 96 | 47 | 17 | 17.7% |
| Sedgwick County | 75 | 33 | 11 | 14.7% |
| Wyandotte County | 34 | 22 | 5 | 14.7% |
| Leavenworth County | 15 | 10 | 2 | 13.3% |
| Douglas County | 14 | 7 | 4 | 28.6% |
| Shawnee County | 14 | 4 | 3 | 21.4% |
| Butler County | 10 | 7 | 2 | 20.0% |
| Ford County | 6 | 3 | 2 | 33.3% |
| Miami County | 5 | 2 | 0 | 0.0% |
| Finney County | 5 | 3 | 1 | 20.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 348 applications in 2025, of which 175 were originated and 64 denied.
18.4% of all applications, or 26.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Wells Fargo Bank originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology