Largest lenders in Finney County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Golden Plains Credit Union | C | 151 | 86 | 19.9% | 6.63% |
| 2 | Rocket Mortgage | C | 51 | 31 | 31.4% | 6.88% |
| 3 | Gardner Financial Services | B | 42 | 37 | 9.5% | 6.63% |
| 4 | Commerce Bank | D | 27 | 12 | 37.0% | 6.98% |
| 5 | Equity Bank | A | 20 | 11 | 20.0% | 4.99% |
| 6 | 21st Mortgage | F | 17 | 2 | 64.7% | 10.23% |
| 7 | United Shore Financial Services | B | 14 | 8 | 35.7% | 6.08% |
| 8 | Loandepot.Com | D | 14 | 6 | 35.7% | 6.75% |
| 9 | OriginPoint | B | 13 | 11 | 7.7% | 6.28% |
| 10 | Newrez | D | 13 | 4 | 15.4% | 6.31% |
| 11 | BMO Bank | F | 13 | 6 | 38.5% | 8.69% |
| 12 | Pennymac Loan Services | C | 10 | 6 | 0.0% | 6.06% |
| 13 | Freedom Mortgage | B | 10 | 5 | 20.0% | 6.75% |
| 14 | Broker Solutions | D | 10 | 8 | 0.0% | 6.94% |
| 15 | Primis Mortgage | B | 10 | 7 | 0.0% | 6.38% |
| 16 | Mortgage Research Center | C | 9 | 9 | 0.0% | 5.75% |
| 17 | Movement Mortgage | A | 9 | 5 | 33.3% | 6.75% |
| 18 | JPMorgan Chase Bank | B | 8 | 7 | 0.0% | 6.50% |
| 19 | Canopy Mortgage | B | 8 | 2 | 0.0% | 6.12% |
| 20 | Bank of America | F | 7 | 4 | 42.9% | 6.62% |
| 21 | AmeriSave Mortgage | D | 7 | 0 | 85.7% | — |
| 22 | Spring Eq | D | 7 | 0 | 100.0% | — |
| 23 | Discover Bank | F | 6 | 1 | 50.0% | 7.18% |
| 24 | Landmark National Bank | B | 6 | 5 | 0.0% | 6.38% |
| 25 | Coastal Community Bank | C | 6 | 1 | 0.0% | 7.24% |
Best approval odds in Finney County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Golden Plains Credit Union | 120 | 25.0% |
What Finney County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Finney County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 518 | 303 | 16.8% | 6.88% | $135,000 |
| 2024 | 519 | 296 | 23.7% | 6.88% | $145,000 |
| 2025 | 604 | 330 | 24.0% | 6.51% | $175,000 |
Frequently asked questions
24.0% of applications in Finney County were denied in 2025, against 15.0% statewide in Kansas.
Golden Plains Credit Union, with 151 applications in 2025 and a denial rate of 19.9%.
The median mortgage application in Finney County in 2025 was for $175,000; the median property value on originated loans was $255,000.