Canopy Mortgage in Kansas vs the state
0.6%Denial rate-14.41 pts vs state
1.1%Decision denial rate-17.22 pts vs state
57.4%Origination rate-6.41 pts vs state
6.75%Median rate+0.13 pts vs state
0.77Rate spread (pts)+0.47 pts vs state
$85kMedian applicant income
93Loans originated
1Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 3 | 20.0% | 6.50% | #396 |
| 2024 | 8 | 4 | 12.5% | 6.44% | #368 |
| 2025 | 162 | 93 | 0.6% | 6.75% | #120 |
What Canopy Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Canopy Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 65 | 42 | 0 | 0.0% |
| Johnson County | 18 | 10 | 1 | 5.6% |
| Butler County | 11 | 8 | 0 | 0.0% |
| Harvey County | 9 | 5 | 0 | 0.0% |
| Leavenworth County | 9 | 4 | 0 | 0.0% |
| Finney County | 8 | 2 | 0 | 0.0% |
| Cowley County | 5 | 3 | 0 | 0.0% |
| Pratt County | 5 | 1 | 0 | 0.0% |
| Grant County | 4 | 3 | 0 | 0.0% |
| Wyandotte County | 4 | 3 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 162 applications in 2025, of which 93 were originated and 1 denied.
0.6% of all applications, or 1.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Canopy Mortgage originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Canopy Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology