Golden Plains Credit Union in Kansas vs the state
16.7%Denial rate+1.69 pts vs state
19.5%Decision denial rate+1.20 pts vs state
64.2%Origination rate+0.36 pts vs state
6.63%Median rate0.00 pts vs state
-0.14Rate spread (pts)-0.44 pts vs state
$87kMedian applicant income
430Loans originated
112Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 718 | 526 | 14.4% | 7.00% | #25 |
| 2024 | 664 | 502 | 13.3% | 7.00% | #33 |
| 2025 | 670 | 430 | 16.7% | 6.63% | #37 |
What Golden Plains Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Golden Plains Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Finney County | 148 | 86 | 30 | 20.3% |
| Ellis County | 106 | 74 | 16 | 15.1% |
| Sedgwick County | 58 | 45 | 7 | 12.1% |
| Seward County | 35 | 29 | 2 | 5.7% |
| Grant County | 26 | 21 | 1 | 3.8% |
| Phillips County | 26 | 12 | 7 | 26.9% |
| Russell County | 17 | 9 | 5 | 29.4% |
| Kearny County | 17 | 12 | 2 | 11.8% |
| Ford County | 12 | 9 | 1 | 8.3% |
| Stevens County | 12 | 9 | 1 | 8.3% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 670 applications in 2025, of which 430 were originated and 112 denied.
16.7% of all applications, or 19.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Golden Plains Credit Union originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Golden Plains Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology