Largest lenders in Ellis County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Golden Plains Credit Union | C | 109 | 74 | 17.4% | 6.38% |
| 2 | Equity Bank | A | 32 | 26 | 6.3% | 6.00% |
| 3 | Sunflower Bank | B | 32 | 23 | 9.4% | 6.49% |
| 4 | Rocket Mortgage | C | 29 | 22 | 20.7% | 6.99% |
| 5 | Commerce Bank | D | 23 | 11 | 26.1% | 6.50% |
| 6 | Mortgage Investment Services | C | 16 | 14 | 6.3% | 6.25% |
| 7 | Emprise Bank | D | 13 | 10 | 15.4% | 7.25% |
| 8 | Navy Federal Credit Union | D | 11 | 3 | 18.2% | 7.38% |
| 9 | AmeriSave Mortgage | D | 10 | 2 | 60.0% | 6.19% |
| 10 | Freedom Mortgage | B | 9 | 4 | 0.0% | 6.44% |
| 11 | Newrez | D | 9 | 2 | 22.2% | 5.75% |
| 12 | Triad Financial Services | D | 9 | 0 | 77.8% | — |
| 13 | Pennymac Loan Services | C | 8 | 3 | 12.5% | 6.75% |
| 14 | Broker Solutions | D | 8 | 3 | 12.5% | 7.25% |
| 15 | Guild Mortgage | A | 8 | 7 | 0.0% | 6.63% |
| 16 | Mortgage Research Center | C | 7 | 7 | 0.0% | 6.25% |
| 17 | Zippy Loans | D | 5 | 5 | 0.0% | 9.45% |
| 18 | Credit Union of America | C | 5 | 3 | 20.0% | 7.38% |
| 19 | Carrington Mortgage Services | D | 5 | 3 | 20.0% | 6.00% |
| 20 | United Shore Financial Services | B | 5 | 4 | 20.0% | 6.55% |
| 21 | American Financing | D | 5 | 1 | 40.0% | 6.75% |
| 22 | Planet Home Lending | B | 5 | 4 | 20.0% | 6.44% |
| 23 | Coastal Community Bank | C | 5 | 0 | 0.0% | — |
| 24 | Figure Lending | C | 5 | 3 | 40.0% | 8.70% |
Best approval odds in Ellis County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Golden Plains Credit Union | 102 | 18.6% |
What Ellis County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Ellis County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 441 | 267 | 16.6% | 6.75% | $135,000 |
| 2024 | 443 | 272 | 18.5% | 6.63% | $145,000 |
| 2025 | 493 | 308 | 17.2% | 6.50% | $155,000 |
Frequently asked questions
17.2% of applications in Ellis County were denied in 2025, against 15.0% statewide in Kansas.
Golden Plains Credit Union, with 109 applications in 2025 and a denial rate of 17.4%.
The median mortgage application in Ellis County in 2025 was for $155,000; the median property value on originated loans was $245,000.