Planet Home Lending in Kansas vs the state
9.7%Denial rate-5.34 pts vs state
10.2%Decision denial rate-8.05 pts vs state
84.3%Origination rate+20.44 pts vs state
6.38%Median rate-0.25 pts vs state
0.35Rate spread (pts)+0.05 pts vs state
$85kMedian applicant income
348Loans originated
40Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 164 | 131 | 16.5% | 6.75% | #98 |
| 2024 | 305 | 262 | 10.5% | 6.50% | #74 |
| 2025 | 413 | 348 | 9.7% | 6.38% | #61 |
What Planet Home Lending lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 224 | 197 | 16 | 7.1% |
| Butler County | 51 | 40 | 4 | 7.8% |
| Johnson County | 21 | 19 | 2 | 9.5% |
| Reno County | 13 | 8 | 4 | 30.8% |
| Shawnee County | 10 | 9 | 1 | 10.0% |
| Harvey County | 9 | 9 | 0 | 0.0% |
| Miami County | 6 | 6 | 0 | 0.0% |
| Dickinson County | 5 | 4 | 1 | 20.0% |
| Leavenworth County | 5 | 4 | 0 | 0.0% |
| Ellis County | 5 | 4 | 1 | 20.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 413 applications in 2025, of which 348 were originated and 40 denied.
9.7% of all applications, or 10.2% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Planet Home Lending originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology