Largest lenders in Dickinson County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Mortgage Research Center | C | 50 | 35 | 12.0% | 6.50% |
| 2 | Rocket Mortgage | C | 48 | 32 | 22.9% | 6.50% |
| 3 | Pinnacle Bank | B | 41 | 40 | 2.4% | 7.35% |
| 4 | Landmark National Bank | B | 28 | 22 | 0.0% | 6.38% |
| 5 | Fairway Independent Mortgage | B | 25 | 20 | 4.0% | 5.99% |
| 6 | Navy Federal Credit Union | D | 20 | 13 | 15.0% | 6.25% |
| 7 | Pennymac Loan Services | C | 16 | 12 | 0.0% | 6.56% |
| 8 | Freedom Mortgage | B | 16 | 7 | 6.3% | 6.25% |
| 9 | The Bennington State Bank | A | 14 | 12 | 14.3% | — |
| 10 | Crosscountry Mortgage | B | 12 | 9 | 0.0% | 6.58% |
| 11 | USAA Federal Savings Bank | C | 10 | 5 | 50.0% | 5.63% |
| 12 | AmeriSave Mortgage | D | 10 | 3 | 40.0% | 6.50% |
| 13 | UMB Bank | B | 8 | 5 | 37.5% | 5.99% |
| 14 | United Shore Financial Services | B | 8 | 4 | 12.5% | 6.29% |
| 15 | New Day Financial | F | 7 | 2 | 0.0% | 6.74% |
| 16 | Farm Credit Mid-America | D | 7 | 5 | 0.0% | 7.00% |
| 17 | Loandepot.Com | D | 6 | 1 | 50.0% | 9.63% |
| 18 | Central National Bank | B | 6 | 4 | 16.7% | 6.88% |
| 19 | Nationstar Mortgage | C | 5 | 4 | 0.0% | 7.37% |
| 20 | Planet Home Lending | B | 5 | 4 | 20.0% | 6.37% |
What Dickinson County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dickinson County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 436 | 269 | 16.1% | 6.75% | $125,000 |
| 2024 | 452 | 276 | 14.8% | 6.75% | $135,000 |
| 2025 | 482 | 308 | 15.4% | 6.50% | $145,000 |
Frequently asked questions
15.4% of applications in Dickinson County were denied in 2025, against 15.0% statewide in Kansas.
Mortgage Research Center, with 50 applications in 2025 and a denial rate of 12.0%.
The median mortgage application in Dickinson County in 2025 was for $145,000; the median property value on originated loans was $205,000.