Farm Credit Mid-America in Kansas vs the state
12.4%Denial rate-2.68 pts vs state
14.6%Decision denial rate-3.72 pts vs state
71.6%Origination rate+7.78 pts vs state
7.00%Median rate+0.38 pts vs state
0.52Rate spread (pts)+0.22 pts vs state
$178kMedian applicant income
174Loans originated
30Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 119 | 85 | 12.6% | 6.88% | #126 |
| 2024 | 194 | 159 | 5.2% | 7.00% | #93 |
| 2025 | 243 | 174 | 12.4% | 7.00% | #88 |
What Farm Credit Mid-America lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Farm Credit Mid-America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 18 | 14 | 2 | 11.1% |
| Butler County | 17 | 10 | 4 | 23.5% |
| Franklin County | 12 | 7 | 3 | 25.0% |
| Lyon County | 8 | 5 | 2 | 25.0% |
| Johnson County | 8 | 4 | 1 | 12.5% |
| Miami County | 7 | 4 | 2 | 28.6% |
| Dickinson County | 7 | 5 | 0 | 0.0% |
| Osage County | 6 | 6 | 0 | 0.0% |
| Douglas County | 6 | 6 | 0 | 0.0% |
| Wilson County | 6 | 4 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 243 applications in 2025, of which 174 were originated and 30 denied.
12.4% of all applications, or 14.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Farm Credit Mid-America originated in Kansas in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Farm Credit Mid-America's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology