Loandepot.Com · Kansas · 2025

Loandepot.Com in Kansas: approval rate, denial rate and rates (2025)

Loandepot.Com took 878 mortgage applications in Kansas in 2025, ranking #26 of 766 lenders active in the state. It originated 51.3% of them and denied 27.6% (33.9% of the applications it decided), against a statewide denial rate of 15.0%.

878Applicationsin KS
33.9%Decision denial ratestate 18.3%
6.99%Median ratestate 6.63%
$105,000Median loanstate $165,000
$70MVolume83 counties

Loandepot.Com in Kansas vs the state

27.6%Denial rate+12.53 pts vs state
33.9%Decision denial rate+15.57 pts vs state
51.3%Origination rate-12.57 pts vs state
6.99%Median rate+0.37 pts vs state
0.99Rate spread (pts)+0.70 pts vs state
$72kMedian applicant income
450Loans originated
242Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202365837924.5%6.63%#30
202479640626.9%6.99%#26
202587845027.6%6.99%#26

What Loandepot.Com lends in Kansas

By loan purpose

Home purchase 141 16% · 8.5% denied
Refinance 71 8% · 23.9% denied
Cash-out refinance 296 34% · 29.1% denied
Home improvement 38 4% · 36.8% denied
Other / HELOC 332 38% · 34.0% denied

By loan type

Conventional 539 61% · 24.1% denied
FHA 263 30% · 37.3% denied
VA 74 8% · 18.9% denied
USDA / RHS 2 0% · 0.0% denied

Why it denied Kansas applicants

Collateral 84 35%
Unverifiable information 46 19%
Credit history 36 15%
Debt-to-income ratio 36 15%
Incomplete application 28 12%
Other 10 4%
Insufficient cash 2 1%

Where in Kansas

Counties with the most Loandepot.Com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sedgwick County 1678944 26.3%
Johnson County 1519228 18.5%
Wyandotte County 683023 33.8%
Shawnee County 593316 27.1%
Leavenworth County 401912 30.0%
Butler County 33271 3.0%
Douglas County 26166 23.1%
Saline County 16103 18.8%
Harvey County 1684 25.0%
Reno County 1574 26.7%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 878 applications in 2025, of which 450 were originated and 242 denied.

27.6% of all applications, or 33.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Loandepot.Com originated in Kansas in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology