New Day Financial in Kansas vs the state
23.0%Denial rate+7.92 pts vs state
53.7%Decision denial rate+35.41 pts vs state
19.0%Origination rate-44.87 pts vs state
6.93%Median rate+0.31 pts vs state
0.64Rate spread (pts)+0.34 pts vs state
$74kMedian applicant income
90Loans originated
109Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 333 | 72 | 22.2% | 7.49% | #64 |
| 2024 | 471 | 84 | 24.8% | 7.49% | #53 |
| 2025 | 475 | 90 | 23.0% | 6.93% | #57 |
What New Day Financial lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 101 | 9 | 31 | 30.7% |
| Johnson County | 52 | 4 | 10 | 19.2% |
| Shawnee County | 45 | 14 | 10 | 22.2% |
| Wyandotte County | 34 | 5 | 9 | 26.5% |
| Leavenworth County | 32 | 7 | 3 | 9.4% |
| Geary County | 19 | 3 | 4 | 21.1% |
| Saline County | 15 | 7 | 3 | 20.0% |
| Douglas County | 10 | 2 | 0 | 0.0% |
| Reno County | 10 | 2 | 4 | 40.0% |
| Harvey County | 9 | 1 | 2 | 22.2% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 475 applications in 2025, of which 90 were originated and 109 denied.
23.0% of all applications, or 53.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans New Day Financial originated in Kansas in 2025 was 6.93%, against a statewide median of 6.63%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology