Crosscountry Mortgage · Kansas · 2025

Crosscountry Mortgage in Kansas: approval rate, denial rate and rates (2025)

Crosscountry Mortgage took 797 mortgage applications in Kansas in 2025, ranking #32 of 766 lenders active in the state. It originated 72.3% of them and denied 2.0% (2.7% of the applications it decided), against a statewide denial rate of 15.0%.

797Applicationsin KS
2.7%Decision denial ratestate 18.3%
6.63%Median ratestate 6.63%
$305,000Median loanstate $165,000
$210MVolume55 counties

Crosscountry Mortgage in Kansas vs the state

2.0%Denial rate-13.02 pts vs state
2.7%Decision denial rate-15.60 pts vs state
72.3%Origination rate+8.45 pts vs state
6.63%Median rate0.00 pts vs state
0.33Rate spread (pts)+0.03 pts vs state
$128kMedian applicant income
576Loans originated
16Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233871892.1%6.75%#59
20246334102.4%6.75%#36
20257975762.0%6.63%#32

What Crosscountry Mortgage lends in Kansas

By loan purpose

Home purchase 550 69% · 0.9% denied
Refinance 120 15% · 0.0% denied
Cash-out refinance 59 7% · 3.4% denied
Home improvement 18 2% · 22.2% denied
Other / HELOC 50 6% · 10.0% denied

By loan type

Conventional 525 66% · 2.1% denied
FHA 133 17% · 1.5% denied
VA 133 17% · 2.3% denied
USDA / RHS 6 1% · 0.0% denied

Why it denied Kansas applicants

Debt-to-income ratio 5 31%
Credit history 4 25%
Incomplete application 3 19%
Unverifiable information 2 13%
Collateral 2 13%

Where in Kansas

Counties with the most Crosscountry Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 4543613 0.7%
Wyandotte County 54340 0.0%
Leavenworth County 34231 2.9%
Sedgwick County 34183 8.8%
Geary County 26180 0.0%
Riley County 24171 4.2%
Franklin County 13120 0.0%
Pottawatomie County 1361 7.7%
Dickinson County 1290 0.0%
Shawnee County 1161 9.1%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 797 applications in 2025, of which 576 were originated and 16 denied.

2.0% of all applications, or 2.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Crosscountry Mortgage originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology